TERMS AND CONDITIONS

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Effective Date: [May 2025]

By subscribing to SMS communications from JDF Insurance (“we,” “us,” or “our”), you agree to receive recurring automated text messages from or on behalf of JDF Insurance. These messages may be delivered using an automatic telephone dialing system (autodialer) to the mobile telephone number you provided. Your consent is not a condition of purchasing any goods or services.

When you opt-in to our SMS program, you may receive messages including but not limited to:

• Appointment reminders or confirmations
   
• Policy updates, renewals, and coverage alerts
   
• Billing reminders, payment confirmations, and account notifications
   
• Customer service messages including claim updates or follow-ups
   
• Marketing messages, promotions, and special offers
   
• Educational content regarding insurance coverage or best practices
   

We strive to keep our messages relevant and helpful.

Message frequency may vary depending on your interactions with us. For example:

• You may receive more messages during the policy renewal period or after a customer service inquiry.
   
• Promotional messages are limited to no more than 4 per month unless you engage in ongoing communication.
   

Standard message and data rates may apply as charged by your mobile carrier. JDF Insurance is not responsible for any charges you may incur as a result of receiving text messages.

You can opt out at any time by replying STOP to any SMS message you receive from us. After you opt out, you will no longer receive messages unless you re-enroll.

For assistance, reply HELP to any of our messages or contact us directly via:

• Our website: https://jdfagency.com
   
• Email: [david@jdfagency.com ]
   
• Phone: [203-832-9185]
   

Your privacy is important to us. All personal information collected through our SMS program is handled in accordance with our Privacy Policy and Terms & Conditions.

• Privacy Policy: https://jdfagency.com/privacy-policy
   
• Terms and Conditions: https://jdfagency.com/terms-and-conditions
   

We reserve the right to modify or terminate our SMS service or its terms at any time. Updates will be posted on this page with a revised effective date.